Credit union · NCUA insured
MyCom Federal Credit Union Auto Loan Rates
MyCom Federal Credit Union auto loans start at 4.99% APR for a new vehicle and 5.49% for a used one. Rates checked October 15, 2026.
How MyCom Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Pittsfield, MA, where MyCom Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
MyCom Federal Credit Union
4.99%APR
- Terms
- up to 60 months
New Auto 2023 – 2026
2nd-lowest rate
Greylock Federal Credit Union
5.54%APR
- Terms
- up to 72 months
3rd-lowest rate
Lee Bank
7.00%APR
- Terms
- up to 72 months
MyCom Federal Credit Union auto loan score
80
Auto loan score
Higher than 52% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where MyCom Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto 2019 & Older
All rates are credit qualified and subject to change. Restrictions may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 7.24% | All rates are credit qualified and subject to change. Restrictions may apply. |
| up to 60 months | 7.34% | All rates are credit qualified and subject to change. Restrictions may apply. |
| up to 72 months | 7.44% | All rates are credit qualified and subject to change. Restrictions may apply. |
Sources (1)
- mycomcu.org/loan-rates · captured Oct 7, 2026
Auto 2020 – 2022
All rates are credit qualified and subject to change. Restrictions may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.39% | All rates are credit qualified and subject to change. Restrictions may apply. |
| up to 60 months | 5.49% | All rates are credit qualified and subject to change. Restrictions may apply. |
| up to 72 months | 5.59% | All rates are credit qualified and subject to change. Restrictions may apply. |
Sources (1)
- mycomcu.org/loan-rates · captured Oct 7, 2026
New Auto 2023 – 2026
All rates are credit qualified and subject to change. Restrictions may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.79% | All rates are credit qualified and subject to change. Restrictions may apply. |
| up to 48 months | 4.89% | All rates are credit qualified and subject to change. Restrictions may apply. |
| up to 60 months | 4.99% | All rates are credit qualified and subject to change. Restrictions may apply. |
| up to 72 months | 5.09% | All rates are credit qualified and subject to change. Restrictions may apply. |
Sources (1)
- mycomcu.org/loan-rates · captured Oct 7, 2026
Who can join MyCom Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live in Berkshire County are eligible to join.
- Persons who work (or regularly conduct business in), worship, attend school, or volunteer for an organization in Berkshire County are eligible to join.
Family and household
- Persons with an eligible immediate family member (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, or adoptive relationship) or household member are eligible to join.
Membership information collected October 5, 2026.