Bank · FDIC insured
My Banking Direct
Part of Flagstar Bank, a $87.7B bank, the 36th largest of 4,188, headquartered in Hicksville, NY. It opens accounts online nationwide. Best rates: CDs 4.30% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.30%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor. Deposits at Flagstar Bank count toward the same limit.
About My Banking Direct
- Part of
- Flagstar Bank
- Headquarters
- 102 Duffy Ave, Hicksville, NY 11801
- FDIC certificate
- 32541 ↗
Branches
Branches
No public branch offices are listed in the regulator directory.
Walk-in offices from the FDIC directory as of October 23, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.