Credit union · NCUA insured
Mutual Savings Credit Union Credit Card Rates
Mutual Savings Credit Union credit cards start at 13.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Mutual Savings Credit Union’s credit card rates compare
Compared with banks and credit unions near Birmingham, AL, where Mutual Savings Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Mutual Savings Credit Union
13.00%APR
- Up to
- 21.00% APR
VISA Blue Rewards Card
Lowest rate
AmFirst
7.80%APR
- Up to
- —
2nd-lowest rate
AOD Federal Credit Union
8.49%APR
- Up to
- 16.99% APR
Mutual Savings Credit Union credit card score
66
Credit card score
Higher than 17% of U.S. banks and credit unions
- Purchase APRPurchase APR13.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Mutual Savings Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard Blue Rewards Card
Variable rate credit cards are the prime rate plus 6.00% APR. Current rates range from 13.00% – 21.00% APR and is based on creditworthiness. Earn rewards points while you shop with the Mastercard® Blue Rewards Card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.00%–21.00% | None | Variable rate credit cards are the prime rate plus 6.00% APR. Current rates range from 13.00% – 21.00% APR and is based on creditworthiness. |
Sources (1)
- mutualsavings.org/loans-mortgages/credit-card · captured Oct 5, 2026
VISA Blue Rewards Card
Variable rate is prime rate plus 6.00% APR; rates range from 13.00% – 21.00% APR based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.00%–21.00% | None | Variable rate is prime rate plus 6.00% APR, based on creditworthiness. |
Sources (1)
- mutualsavings.org/loans-mortgages/credit-card · captured Oct 5, 2026
Who can join Mutual Savings Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible to join if you live, work, worship, or attend school within a 50-mile radius of Alexander City.
- Eligible to join if you reside in, work, worship, or attend school in Autauga, Bibb, Blount, Chilton, Clay, Coosa, Dallas, Jefferson, Shelby, St. Clair, Talladega, Tuscaloosa, or Walker County.
Employers and groups
- Eligible to join if you work for one of Mutual Savings Credit Union's Preferred Partner Groups.
Family and household
- Eligible to join if you are an immediate family member of a current member.
Membership information collected October 4, 2026.