Bank · FDIC insured
Mutual Federal Bank CD Rates
Mutual Federal Bank’s best CD rate is 3.53% APY on a 9-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Mutual Federal Bank’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Mutual Federal Bank has the most branches. $10,000, best rate first.
This bank’s best
Mutual Federal Bank
3.53%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $264
Certificates of Deposit
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
Mutual Federal Bank CD score
64
CD score
Higher than 11% of U.S. banks and credit unions
- 3–8 months3–8 mo0.65%
- 9–15 months9–15 mo3.53%
- 16–30 months16–30 mo0.65%
- 31–60 months31–60 mo0.65%
- QualifiedQualified3.53%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mutual Federal Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.53%APY · 6 terms
| Term | APY · $500 – $249,000 | APY · $1,000 – $249,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | — | 0.65% | 0.65% | $32 |
| 9 monthsSpecial Rate | — | 3.53% | 3.53% | $264 |
| 12 months | 0.65% | — | 0.65% | $65 |
| 24 months | 0.65% | — | 0.65% | $130 |
| 36 months | 0.65% | — | 0.65% | $196 |
| 60 months | 0.65% | — | 0.65% | $329 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.