Credit union · NCUA insured
MTC Federal Credit Union Credit Card Rates
MTC Federal Credit Union doesn’t publish an ongoing APR for its credit cards, only a 12-month introductory rate. Rates checked October 22, 2026.
How MTC Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Greenville, SC, where MTC Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
MTC Federal Credit Union
– –
- Annual fee
- —
No ongoing APR published
Lowest rate
Houston Federal Credit Union
7.00%APR
- Annual fee
- $50
2nd-lowest rate
Peach State Federal Credit Union
8.90%APR
- Annual fee
- None
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MTC Federal Platinum Mastercard®
Introductory rates are good for 12 months on transactions posted within 30 days from account opening; after introductory period, rate reverts to standard variable APR. Membership with MTC Federal Credit Union required. All loans subject to credit union approval. No annual fee. No balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 8.15% | None | Introductory Rate as low as 8.15% APR. Good for 12 months on transactions posted within 30 days from the date new account is opened. After this introductory period, rate will be the standard variable APR. |
| Intro, 12 months | 6.90% | None | Introductory Rate of 6.90% APR. Good for 12 months on transactions posted within 30 days from the date new account is opened. After this introductory period, rate will be the standard variable APR. No annual fee. No balance transfer fees. |
No ongoing APR is published for this card, only the rate above.
Who can join MTC Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents in specific geographic regions, including Carter County, Oklahoma, and parts of Greenville, Anderson, and Pickens counties in South Carolina, are eligible to join.
Employers and groups
- Eligible inpatriates, expatriates, and international employees working in the United States for one of MTC Federal's current business partners are eligible for membership.
- Employees and contractors of MTC Federal preferred employee groups (PEGs) are eligible for membership.
Family and household
- Immediate family members (including spouses, children, parents, grandparents, grandchildren, and siblings) and household members of living or deceased credit union members are eligible to join.
Other ways
- Anyone outside the geographic eligibility areas can become eligible by joining Friends of the Foundation through the Carolinas Credit Union Foundation.
Cost to join
- Membership is established by opening a Share Savings account with a $50 initial deposit.
Membership information collected October 4, 2026.