Credit union · NCUA insured
MS National Guard FCU Auto Loan Rates
MS National Guard FCU auto loans start at 7.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 22, 2026.
How MS National Guard FCU’s auto loan rates compare
Compared with banks and credit unions near Jackson, MS, where MS National Guard FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
MS National Guard FCU
7.99%APR
- Terms
- up to 84 months
- Up to
- —
New Autos plus New/Used RVs
Lowest rate
Mississippi DHS FCU
3.49%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
Veritas Federal Credit Union
4.49%APR
- Terms
- up to 84 months
- Up to
- 17.99% APR
MS National Guard FCU auto loan score
80
Auto loan score
Higher than 53% of U.S. banks and credit unions
- New vehicleNew7.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where MS National Guard FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Autos plus New/Used RVs
Subject to credit approval. Rate includes purchase of GAP. Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 7.99% | Credit rating: 730 & above. Rate includes purchase of GAP. |
Sources (1)
- msng.org/loan-rates · captured Oct 15, 2026
New/Used Autos, RVs, Boats and Motorcycles
Subject to credit approval. Rates include purchase of GAP. Rates based on creditworthiness and term of loan. Restrictions apply, must meet all requirements.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.99%–16.99% | Credit rating tiers from 730 & above to 549 or less. Rate includes purchase of GAP. |
| up to 48 months | 4.99%–16.99% | Credit rating tiers from 730 & above to 549 or less. Rate includes purchase of GAP. |
| up to 60 months | 4.99%–16.99% | Credit rating tiers from 730 & above to 549 or less. Rate includes purchase of GAP. |
| up to 72 months | 4.99%–16.99% | Credit rating tiers from 730 & above to 549 or less. Rate includes purchase of GAP. |
Who can join MS National Guard FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the credit union are eligible for membership.
Military, government and schools
- Members of the Mississippi Air/Army National Guard (including full-time, federal, state, active-duty, civilian, traditional guardsmen) and employees of non-appropriated fund activities at Thompson Field are eligible for membership.
- Employees of the USPFO and 47th Civil Support Team of Jackson, MS are eligible for membership.
- On-site military employees to the MS Adjutant Generals Office of Jackson, MS are eligible for membership.
- Persons retired as pensioners or annuitants from the qualifying places of employment are eligible for membership.
Family and household
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
1 more way to join
Family and household
- Immediate family members of qualifying individuals (including spouse, parent, or child) are eligible for membership.
Membership information collected October 4, 2026.