Bank · FDIC insured
Monument Bank Savings Rates
Monument Bank’s best savings rate is 1.00% APY on $10,000, with its Hi-Fi Money Market. Rates checked October 15, 2026.
How Monument Bank’s savings rates compare
Compared with banks and credit unions in Oklahoma, where Monument Bank has the most branches. $10,000, best rate first.
This bank’s best
Monument Bank
1.00%APY
- Minimum
- $100
- Earns on $10,000 a year
- $100
Savings
Top rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
Monument Bank savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Monument Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Hi-Fi Money Market
1.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.00% | $100 |
Sources (1)
- monument.bank/about-us/deposit-rates · captured Oct 5, 2026
Savings
1.00%APY
Interest calculated on daily ledger balance, compounded and paid semi-annually. $100 minimum opening deposit. 6 free withdrawals per quarter ($1.00 each for additional withdrawals).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.00% | $100 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.