Credit union · NCUA insured
Mission City Federal Credit Union Credit Card Rates
Mission City Federal Credit Union credit cards start at 10.24% APR on purchases, after any introductory rate. Rates checked October 7, 2026.
How Mission City Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near San Jose, CA, where Mission City Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Mission City Federal Credit Union
10.24%APR
VISA® Credit Card
Lowest rate
Star One Credit Union
8.75%APR
2nd-lowest rate
F3 Credit Union
8.99%APR
Mission City Federal Credit Union credit card score
81
Credit card score
Higher than 56% of U.S. banks and credit unions
- Purchase APRPurchase APR10.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Mission City Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Share Secured VISA®
Approval guaranteed with Mission City FCU membership. Limit determined by pledged amount up to $25,000.00 max limit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.24% | None | Low variable rate as low as 10.24% APR. No annual fee. Limit determined by pledged amount up to $25,000.00 max limit. |
VISA® Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.24% | None | Low variable rate. |
| Intro, 6 months | 4.99% | None | Available only on Platinum Visa accounts and only on new cards. After this promotional period, the standard variable APR will apply. |
Who can join Mission City Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Businesses and other legal entities located in the City of Santa Clara, California are eligible for membership.
- Persons who live, work, worship, or attend school in the County of Santa Clara are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including step and adoptive relationships) of existing Mission City FCU members are eligible for membership.
- Persons living in the same household (maintaining a single economic unit) as an existing Mission City FCU member are eligible for membership.
Other ways
- Persons who volunteer in the County of Santa Clara are eligible for membership.
Cost to join
- An initial opening deposit of $10 or more is required to open an account.
Membership information collected October 5, 2026.