Bank · FDIC insured
Midwest Regional Bank
A $949M bank headquartered in Clayton, MO, with 7 branches in Missouri.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Midwest Regional Bank
Midwest Regional Bank is owned by holding company Midwest Regional Bancorp, Inc., which was established in 2006 by an investor group.
The holding company began operations in 2007 by acquiring The Bank of Otterville, which was founded in 1894 in Otterville, Missouri.
In 2009, the holding company launched a preferred stock offering to fund expanding banking operations into the Festus market.
The bank specializes in Small Business Administration (SBA) lending.
- Headquarters
- 135 N Meramec Ave, Clayton, MO 63105
- FDIC certificate
- 8889 ↗
Branches
7 branches in Missouri
Loading map…
Missouri
7 branches
Clayton area · 1
- Midwest Regional BankMain office135 N Meramec Ave, Clayton, MO 63105Directions
Arnold area · 1
- Arnold Branch1913 Richardson Rd, Arnold, MO 63010Directions
Chesterfield area · 1
- Chesterfield Branch17290 North Outer 40 Rd, Chesterfield, MO 63005Directions
Festus area · 1
- Festus Branch363 Festus Centre Dr, Festus, MO 63028Directions
Kirkwood area · 1
- Kirkwood Branch10840 Manchester Rd, Kirkwood, MO 63122Directions
Otterville area · 1
- East Grover Street Branch211 E Grover St, Otterville, MO 65348Directions
St. Louis area · 1
- Sunset Hills Branch11860 Gravois Rd, St. Louis, MO 63127Directions
Walk-in offices from the FDIC directory as of October 23, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.23% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 6.61% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | -1.34% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $91 | $81 | — |
- CapitalLeverage ratio10.23%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent6.61%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets-1.34%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$91Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Midwest Regional Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.