Credit union · NCUA insured
Mid-Tex Federal Credit Union CD Rates
Mid-Tex Federal Credit Union’s best CD rate is 3.19% APY on a 1-year share certificate (CD). Terms run from 1 year to 4 years. Rates checked October 16, 2026.
How Mid-Tex Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Brownwood, TX, where Mid-Tex Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Mid-Tex Federal Credit Union
3.19%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $319
Share Certificate
Top rate
First Central Credit Union
4.00%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $434
3rd-highest rate
Citizens National Bank at Brownwood
2.55%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $1,342
Mid-Tex Federal Credit Union CD score
67
CD score
Higher than 18% of U.S. banks and credit unions
- 9–15 months9–15 mo3.19%
- 16–30 months16–30 mo2.93%
- 31–60 months31–60 mo2.83%
- QualifiedQualified3.19%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mid-Tex Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.19%APY · 5 terms
See Certificate Disclosures. Contact CU for the Most Accurate Rates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.19% | $319 |
| 18 months | 2.88% | $435 |
| 24 months | 2.93% | $595 |
| 36 months | 2.83% | $873 |
| 48 months | 2.68% | $1,116 |
Sources (1)
- mtfcu.org/rates · captured Oct 6, 2026
Who can join Mid-Tex Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to any persons living or working in Brown, Comanche, Mills, San Saba, McCulloch, Coleman, Callahan and Eastland Counties.
Family and household
- Families of members are eligible to join, save, and borrow money.
Membership information collected October 5, 2026.