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Credit union · NCUA insured

Mid-Tex Federal Credit Union Auto Loan Rates

Mid-Tex Federal Credit Union auto loans start at 4.65% APR for a new vehicle and 4.65% for a used one. Rates checked October 16, 2026.

How Mid-Tex Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Brownwood, TX, where Mid-Tex Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Mid-Tex Federal Credit Union

    4.65%APR

    Terms
    36–72 months
    Up to
    13.50% APR

    New Vehicles

  • 2nd-lowest rate

    First Central Credit Union

    4.84%APR

    Terms
    49–66 months
    Up to
    17.84% APR

    First Central Credit Union rates

Compare auto loan rates near you →

Mid-Tex Federal Credit Union auto loan score

88

Auto loan score

Higher than 84% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.65%
  • Used vehicleUsed4.65%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Mid-Tex Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Mid-Tex Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to any persons living or working in Brown, Comanche, Mills, San Saba, McCulloch, Coleman, Callahan and Eastland Counties.

Family and household

  • Families of members are eligible to join, save, and borrow money.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Mid-Tex Federal Credit Union overview