Credit union · NCUA insured
Mid Oregon Credit Union Credit Card Rates
Mid Oregon Credit Union credit cards start at 14.03% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Mid Oregon Credit Union’s credit card rates compare
Compared with banks and credit unions near Bend, OR, where Mid Oregon Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Mid Oregon Credit Union
14.03%APR
- Annual fee
- $50
- Up to
- —
Platinum VISA
Lowest rate
Oregonians Credit Union
9.90%APR
- Annual fee
- None
- Up to
- —
2nd-lowest rate
SELCO Community Credit Union
10.75%APR
- Annual fee
- None
- Up to
- 18.00% APR
Mid Oregon Credit Union credit card score
62
Credit card score
Higher than 6% of U.S. banks and credit unions
- Purchase APRPurchase APR14.03%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Mid Oregon Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Everyday Rewards VISA
Maximum Credit Limit: $25,000. Annual Fee: $50, waived with $5,000+ in annual purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | $50 | Variable APR based on creditworthiness. Annual fee of $50 is waived with $5,000+ in annual purchases. |
Sources (3)
- midoregon.com/rates/index.shtml
- midoregon.com/rewards/everyday-rewards-visa-card.shtml
- midoregon.com/loans/card-services.shtml
All captured Oct 22, 2026
Platinum VISA
Maximum Credit Limit: $25,000. Annual Fee: $50, waived with $2,500+ in annual purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.03% | $50 | Variable APR based on creditworthiness. Annual fee of $50 is waived with $2,500+ in annual purchases. |
Sources (2)
All captured Oct 22, 2026
Secured VISA
Minimum Credit Limit: $250. Maximum Credit Limit: $10,000. Spending limit is based on amount saved to secure the card. Annual Fee: $25, waived with $1,000+ in annual purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | $25 | Variable APR based on creditworthiness. Annual fee of $25 is waived with $1,000+ in annual purchases. Minimum credit limit $250, maximum credit limit $10,000. |
Sources (2)
All captured Oct 22, 2026
Who can join Mid Oregon Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in, or organizations located in 24 specified Oregon counties are eligible to join.
Employers and groups
- Employees and officials of the Credit Union, its subsidiaries, and contractors are eligible to join.
Family and household
- Immediate family members (including specified relatives and domestic partners) of any member or eligible member are eligible to join.
Other ways
- Business and nonbusiness organizations composed of eligible individuals, members, or employees are eligible to join.
- Retirees, pensioners, and annuitants of any eligible group are eligible for membership.
Cost to join
- A one-time new account fee of $10 is required to establish membership.
- A $5 deposit into a Regular Share Savings Account is required to open an account.
Membership information collected October 4, 2026.