Credit union · NCUA insured
Mid Minnesota Federal Credit Union Auto Loan Rates
Top CarrotMid Minnesota Federal Credit Union auto loans start at 4.34% APR for a new vehicle and 4.34% for a used one. Rates checked November 6, 2026.
How Mid Minnesota Federal Credit Union’s auto loan rates compare
New vehicle, lowest advertised APR. The lowest rate among banks and credit unions with branches in each area.
This credit union’s lowest
Mid Minnesota Federal Credit Union
4.34%APR
Auto Loan
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Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Loans subject to credit approval. Loan fees apply and APR will vary based on personal credit history, loan amount, term, collateral, and fees. Get an even lower rate when buying a current model year or one that's within 3 years.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.34% | Advertised as low as rate. Loans subject to credit approval. APR varies based on personal credit history, loan amount, term, collateral, and fees. |
Motorcycle Loan
Loans subject to credit approval. Loan fees apply and APR will vary based on personal credit history, loan amount, term, collateral, and fees.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.34% | Advertised as low as rate. Loans subject to credit approval; APR varies based on personal credit history, loan amount, term, collateral, and fees. |
Sources (1)
- mmfcu.org/borrowing/motorcycle-loans · captured Nov 6, 2026
Mid Minnesota Federal Credit Union auto loan score
92
Auto loan score
Higher than 94% of U.S. banks and credit unions
- New vehicleNew4.34%
- Used vehicleUsed4.34%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Who can join Mid Minnesota Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Becker, Cass, Crow Wing, Douglas, Morrison, Norman, Otter Tail, Todd, and Wadena counties, or the cities of Aitkin, McGregor, and Palisade, or select townships in Aitkin County are eligible for membership.
Family and household
- Immediate family members (including spouse, parent, stepparent, child, stepchild, grandparents, grandchild, brother, stepbrother, sister, or stepsister) of someone eligible through the service area are eligible for membership.
Cost to join
- Membership account opening deposit starts with as little as $5.
Membership information collected October 4, 2026.