Credit union · NCUA insured
Mid-Atlantic Federal Credit Union Credit Card Rates
Mid-Atlantic Federal Credit Union credit cards start at 14.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Mid-Atlantic Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Mid-Atlantic Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Mid-Atlantic Federal Credit Union
14.00%APR
- Up to
- —
Visa Credit Card
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
IDB Global Federal Credit Union
7.00%APR
- Up to
- 18.00% APR
Mid-Atlantic Federal Credit Union credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR14.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Mid-Atlantic Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Membership eligibility required. No annual fee. All loans are subject to an evaluation of each applicant's credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory 0% APR for initial 6 months following issuance of your card; applies to purchases, balance transfers and cash advances posted to your account during first 6 months. Existing balances in Mid-Atlantic FCU loan or credit card accounts are not eligible. |
| Ongoing | 13.75% | None | Rates as low as 13.75% APR based on credit history. Variable APR based on the market Prime Rate. |
| Ongoing | 14.00% | None | Variable rate, as low as 14.00% APR. |
| Intro, 6 months | 0.00% | None | Special Six-Month Introductory Rate 0.00% for Visa Credit Card (Platinum with Preferred Rewards). |
Who can join Mid-Atlantic Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer, or attend school in Montgomery County, Maryland are eligible for membership.
Employers and groups
- Businesses in Montgomery County are eligible to join and offer credit union membership as an employee benefit.
Family and household
- Immediate family members (spouse, children, parents, grandparents, grandchildren, siblings) and those living in the same household of eligible individuals are eligible for membership.
Cost to join
- A $5 deposit into a MAFCU savings account is required for membership.
Membership information collected October 4, 2026.