Credit union · NCUA insured
Metro Credit Union Credit Card Rates
Top CarrotMetro Credit Union credit cards start at 12.65% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Metro Credit Union’s credit card rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Metro Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Metro Credit Union
12.65%APR
- Up to
- —
Platinum Credit Card
Lowest rate
Omaha Police Federal Credit Union
8.99%APR
- Up to
- 18.00% APR
2nd-lowest rate
Midland Credit Union
9.90%APR
- Up to
- —
Metro Credit Union credit card score
69
Credit card score
Higher than 25% of U.S. banks and credit unions
- Purchase APRPurchase APR12.65%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Metro Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Credit Card
Annual fee is $25 with less than a $2,500 credit limit. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | $25 | Fixed APR. Annual fee of $25 applies with less than a $2,500 credit limit. Subject to credit approval. |
Sources (1)
- metrofcu.org/loans/credit-cards · captured Oct 5, 2026
Platinum Credit Card
No annual fee. Subject to credit approval. APR will vary with the market based on the Prime Rate. Earns 1 point for every $1 spent for Metro Visa Card Rewards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.65% | None | Visa Platinum I tier. Subject to credit approval. Variable APR based on the Prime Rate. |
| Ongoing | 16.65% | None | VISA Platinum II tier. Subject to credit approval. Variable APR based on the Prime Rate. |
Sources (1)
- metrofcu.org/loans/credit-cards · captured Oct 5, 2026
Preferred Credit Card
No annual fee. Subject to credit approval. Variable APR based on the Prime Rate. 1.5% cash back on all new purchases. Balance transfer fee is $10 or 5.00% of the amount of balance transfer, whichever is greater.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR for the first 6 months. Subject to credit approval. |
| Ongoing | 16.00% | None | Regular variable APR based on the Prime Rate. Promotional offer may apply. Subject to credit approval. |
Sources (1)
- metrofcu.org/loans/credit-cards · captured Oct 5, 2026
Who can join Metro Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.