Credit union · NCUA insured
Messiah Baptist Church Federal Credit Union Savings Rates
Messiah Baptist Church Federal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market Savings Account. Rates checked October 22, 2026.
How Messiah Baptist Church Federal Credit Union’s savings rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This credit union’s best
Messiah Baptist Church Federal Credit Union
1.00%APY
- Requires
- None
- Earns on $10,000 a year
- $100
Money Market Savings Account
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Earns on $10,000 a year
- $600
2nd-highest rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Earns on $10,000 a year
- $600
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings Account
1.00%APY
Available to everyone under the field of membership. Dividends are declared on share accounts greater than $100. Rates are determined periodically by the Board of Directors and subject to change.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends declared on share accounts greater than $100. Rates subject to change at any time and not guaranteed.Any balance | 1.00% | $100 | Dividends declared on share accounts greater than $100. Rates subject to change at any time and not guaranteed. |
Sources (1)
- mbcfcu.org/accounts · captured Sep 19, 2026
Share Savings Account
0.50%APY
Your Share Savings Account is your share in the credit union. Available to everyone under field of membership. Dividends are declared on balances of $100 or greater.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends are declared on share accounts greater than $100 / balances of $100 or greater.$100 and up | 0.50% | $50 | Dividends are declared on share accounts greater than $100 / balances of $100 or greater. |
Sources (1)
- mbcfcu.org/accounts · captured Sep 19, 2026
Special-purpose accounts
Holiday Club
0.50%APY
Save monthly for the next holiday season through October 15. Dividends are paid quarterly on balances as determined by the Board of Directors. One withdrawal is allowed; a service fee will be assessed for additional withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends are paid quarterly on balances as determined by the Board of Directors. Early withdrawal penalties may apply.Any balance | 0.50% | $50 | Dividends are paid quarterly on balances as determined by the Board of Directors. Early withdrawal penalties may apply. |
Sources (1)
- mbcfcu.org/accounts · captured Sep 19, 2026
Vacation Club
0.50%APY
Save monthly for your next vacation. Members are allowed two withdrawals per year (12 months from initial deposit) without a service fee. The account remains open as long as deposits are frequently made. Early withdrawal penalties / service fees may apply for additional withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarly withdrawal penalties may apply. Two withdrawals per year allowed without a service fee.Any balance | 0.50% | $50 | Early withdrawal penalties may apply. Two withdrawals per year allowed without a service fee. |
Sources (1)
- mbcfcu.org/accounts · captured Sep 19, 2026
Who can join Messiah Baptist Church Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or members of Messiah Baptist Church are eligible for membership.
- Organizations of Messiah Baptist Church are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, step-siblings, and adoptive relationships) and household members (persons living in the same residence maintaining a single economic unit) of an employee or member of Messiah Baptist Church are eligible for membership.
Membership information collected October 5, 2026.