Credit union · NCUA insured
Meritrust Credit Union – Colorado Credit Card Rates
Meritrust Credit Union – Colorado credit cards start at 12.65% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Meritrust Credit Union – Colorado’s credit card rates compare
Compared with banks and credit unions near Wichita, KS, where Meritrust Credit Union – Colorado has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Meritrust Credit Union – Colorado
12.65%APR
- Up to
- 21.00% APR
Platinum Prime VISA
Lowest rate
Campus Credit Union
8.90%APR
- Up to
- —
2nd-lowest rate
White Eagle Credit Union
9.75%APR
- Up to
- —
Meritrust Credit Union – Colorado credit card score
69
Credit card score
Higher than 25% of U.S. banks and credit unions
- Purchase APRPurchase APR12.65%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Meritrust Credit Union – Colorado ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Builder VISA
Designed for rebuilding poor credit or establishing good credit. Limits ranging from $250 to $1,000. No annual fee. Parent co-signer required for students. 25-day grace period on domestic purchases to avoid interest charges. Foreign transactions charged a minimum fee. Over time, as credit standing improves, can be upgraded to standard VISA Classic Card. Apply by calling 303.657.7000 to speak with a Loan Officer under the Credit Rebuilder Program.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.65%–21.00% | None | Lowest possible APR listed for qualified borrowers. Rate may change dependent upon credit qualifications. Credit limits ranging from $250 to $1,000. 25-day grace period on purchases to avoid interest charges. Parent co-signer required for students. |
Sources (2)
All captured Oct 22, 2026
Platinum Prime VISA
No annual fees, a 10-day late fee grace period. Low annual percentage rates. Rate may change dependent upon credit qualifications. All rates are subject to change daily. Qualified borrowers only.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% Introductory APR for 6 months. For complete terms, see the full Credit Card Disclosure. |
| Ongoing | 12.65%–21.00% | None | Lowest possible APR listed for qualified borrowers. Rate may change dependent upon credit qualifications. All rates are subject to change daily. Borrower must have approved credit and limitations may apply. |
Sources (2)
All captured Oct 22, 2026
Platinum Rewards VISA
No annual fees, a 10-day late fee grace period. Low annual percentage rates. Rate may change dependent upon credit qualifications. All rates are subject to change daily. Qualified borrowers only. Earns points redeemable for Merchandise, Travel or Experience rewards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% Introductory APR for 6 months. For complete terms, see the full Credit Card Disclosure. |
| Ongoing | 14.65%–21.00% | None | Lowest possible APR listed for qualified borrowers. Rate may change dependent upon credit qualifications. All rates are subject to change daily. Borrower must have approved credit and limitations may apply. |
Sources (2)
All captured Oct 22, 2026
Student Credit Card
Designed for high school seniors and college students to learn to use credit responsibly. No Annual Fee. 25 day grace period to pay bill in full and avoid interest charges. Credit limits ranging from $250 to $1,000. $0 liability guarantee for fraudulent charges.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.65%–21.00% | None | 12.65% APR in page p24; listed as 12.65%-21.00% under Student Credit Builder on page p36. Credit limits ranging from $250 to $1,000. 25 day grace period to pay bill in full and avoid interest charges. |
Sources (2)
All captured Oct 22, 2026
Who can join Meritrust Credit Union – Colorado
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone not meeting other criteria can join through affiliation with Impact on Education (the primary charity for the Boulder Valley School District) with no additional action required.
Where you live or work
- Eligibility is open to individuals who live or work within Adams, Arapahoe, Broomfield, Boulder, Clear Creek, Delta, Denver, Douglas, Eagle, Elbert, El Paso, Garfield, Grand, Jefferson, Larimer, Mesa, Montrose, Pueblo, Summit, and Weld Counties.
Employers and groups
- Affiliation with one of over 750 partner companies and organizations qualifies for membership.
- Employees or family members of employees of IBM, Ball Corporation, Boulder Community Health, Lexmark, or Medtronic are eligible.
Military, government and schools
- Students, faculty, or staff of the Boulder Valley School District or Westminster Public Schools qualify for membership.
Family and household
- Anyone related to an existing Meritrust account holder is eligible for membership.
Cost to join
- A minimum deposit of $5 is required to establish a membership savings account.
Membership information collected October 4, 2026.