Credit union · NCUA insured
Merck Sharp & Dohme Federal Credit Union Credit Card Rates
Merck Sharp & Dohme Federal Credit Union credit cards start at 13.65% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Merck Sharp & Dohme Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Merck Sharp & Dohme Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Merck Sharp & Dohme Federal Credit Union
13.65%APR
- Up to
- 18.00% APR
VISA Platinum
Lowest rate
APG Federal Credit Union
7.00%APR
- Up to
- —
2nd-lowest rate
Forge Credit Union
7.99%APR
- Up to
- 17.99% APR
Merck Sharp & Dohme Federal Credit Union credit card score
65
Credit card score
Higher than 14% of U.S. banks and credit unions
- Purchase APRPurchase APR13.65%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Merck Sharp & Dohme Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Platinum
Lowest variable-rate card without rewards; described as suitable for first-time users or building credit. No annual fee. APR is based on creditworthiness and varies with the Prime Rate. My Advantage discount does not apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.65%–18.00% | None | Purchase variable APR. APR based on creditworthiness and varies with the Prime Rate. My Advantage discount does not apply. No numeric margin stated. |
Sources (3)
All captured Oct 6, 2026
VISA Platinum Rewards
No annual fee. APR is based on creditworthiness and varies with the Prime Rate. My Advantage discount does not apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.25%–18.00% | None | Purchase variable APR. APR based on creditworthiness and varies with the Prime Rate. My Advantage discount does not apply. No numeric margin stated. |
VISA Wonder Platinum Rewards Credit Card
Student-focused card; no annual fee and no co-signer. Minimum credit limit $500 up to $2,000. Subject to credit approval. APR footnote states the APR is based on creditworthiness and varies with the Prime Rate; My Advantage discount does not apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Purchase APR 18.00%. APR based on creditworthiness and varies with the Prime Rate. My Advantage discount does not apply. No numeric margin stated. |
Sources (3)
- msdfcu.org/loans/credit-cards/credit-cards
- msdfcu.org/loans/credit-cards/visa-wonder-card
- msdfcu.org/rates
All captured Oct 6, 2026
VISA vigor Signature Rewards
No annual fee. Minimum credit limit $5,000 up to $75,000. APR is based on creditworthiness and varies with the Prime Rate. My Advantage discount does not apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% APR on purchases for 365 days from account opening on purchases made within the first year. 2% balance-transfer fee applies to transfers within 90 days of account opening. |
| Intro, 15 months | 0.00% | None | 0% APR on balance transfers for 15 months; 2% fee for balances transferred within 90 days of account open date. |
| Ongoing | 15.25%–18.00% | None | Ongoing purchase variable APR after the 365-day introductory purchase period. APR based on creditworthiness and varies with the Prime Rate. My Advantage discount does not apply. No numeric margin stated. |
Sources (3)
- msdfcu.org/loans/credit-cards/credit-cards
- msdfcu.org/loans/credit-cards/balance-transfers
- msdfcu.org/rates
All captured Oct 6, 2026
Who can join Merck Sharp & Dohme Federal Credit Union
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