MECU Auto Loan Rates · October 2026

How MECU’s auto loan rates compare

Compared with banks and credit unions near Oklahoma City, OK, where MECU has the most branches. New vehicle, lowest advertised APR first.

Auto loan score

Higher than 62% of U.S. banks and credit unions

By vehicle

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

Where MECU ranks

By auto loan score, in each area where it has branches

Every rate

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Credit restrictions apply. Rates are subject to change without notice.

Terms	APR	Conditions
—	7.49%	Rates as low as 7.49% APR with specific terms. Credit restrictions apply. Rates are subject to change without notice.

Sources (1)

Credit restrictions apply. Rates are subject to change without notice. Membership eligibility and credit approval required.

Terms	APR	Conditions
up to 72 months	4.99%	Promotional rate as low as 4.99% APR for terms up to 72 months on new or used vehicles. Applies to vehicle purchase and refinance of an existing vehicle loan from another lender; current MECU loans are not eligible for consolidation or refinancing under this promotion. Excludes indirect lending, as well as boats, RVs, motorhomes, motorcycles, ATVs, classic or vintage vehicles, commercially built vehicles, and salvage-titled vehicles. Eligible loan amounts range from $5,000 to $100,000. Applicants must be at least 18 years of age and meet creditworthiness, lending qualifications, and membership eligibility.

Sources (5)

All captured Oct 15, 2026

This may be incomplete or out of date, so check with the credit union before you apply.

Membership is open to anyone who lives, works, worships, or attends school in Oklahoma, Cleveland, Pottawatomie, Canadian, Lincoln, McClain, Grady, or Logan County.

Membership information collected October 4, 2026.