Credit union · NCUA insured
M.E. Employees CU Auto Loan Rates
M.E. Employees CU auto loans start at 6.74% APR for a new vehicle and 6.74% for a used one. Rates checked October 16, 2026.
How M.E. Employees CU’s auto loan rates compare
Compared with banks and credit unions near Wausau, WI, where M.E. Employees CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
M.E. Employees CU
6.74%APR
- Terms
- up to 60 months
Auto Loans
Lowest rate
Athens Area CU
4.25%APR
- Terms
- up to 60 months
2nd-lowest rate
Marathon County Employees Credit Union
4.49%APR
- Terms
- up to 72 months
M.E. Employees CU auto loan score
62
Auto loan score
Higher than 8% of U.S. banks and credit unions
- New vehicleNew6.74%
- Used vehicleUsed6.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where M.E. Employees CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Collateral value determined by taking an average of NADA clean/average trade value with retail value OR Dealer Contract value. Minimum $1,000 finance value for any collateral accepted on loans. Full coverage insurance is required on all collateral. Blended rates will be used when loan amount is over 100% LTV. 100% financing available on vehicles to qualified members with 1.00% added to interest rate.
| Terms | APR | Conditions |
|---|---|---|
| up to 12 months | 5.99% | Model year New - 2019 |
| up to 12 months | 6.49% | Model year 2016 - 2018 |
| up to 12 months | 8.49% | Model year 2014 - 2015 |
| up to 12 months | 9.49% | Model year 2013 - Older |
| up to 24 months | 5.99% | Model year New - 2019 |
| up to 24 months | 6.49% | Model year 2016 - 2018 |
| up to 24 months | 8.49% | Model year 2014 - 2015 |
| up to 24 months | 9.49% | Model year 2013 - Older |
| up to 36 months | 6.24% | Model year New - 2019 |
| up to 36 months | 6.99% | Model year 2016 - 2018 |
| up to 36 months | 8.74% | Model year 2014 - 2015 |
| up to 36 months | 9.99% | Model year 2013 - Older |
| up to 48 months | 6.24% | Model year New - 2019 |
| up to 48 months | 7.24% | Model year 2016 - 2018 |
| up to 48 months | 8.74% | Model year 2014 - 2015 |
| up to 48 months | 10.49% | Model year 2013 - Older |
| up to 60 months | 6.74% | Model year New - 2019 |
| up to 60 months | 7.49% | Model year 2016 - 2018 |
| up to 60 months | 9.49% | Model year 2014 - 2015 |
| up to 60 months | 10.99% | Model year 2013 - Older |
| up to 72 months | 7.14% | Model year New - 2019; Minimum loan amount $25,000 |
| up to 72 months | 7.74% | Model year 2016 - 2018; Minimum loan amount $25,000 |
| up to 84 months | 8.14% | Model year New - 2019; Minimum loan amount $25,000 |
| up to 84 months | 8.49% | Model year 2016 - 2018; Minimum loan amount $25,000 |
Who can join M.E. Employees CU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the credit union are eligible to join membership.
- Employees and retirees of Marathon Electric, Regal Beloit, and Graphic Packaging are eligible for membership.
Family and household
- Immediate family members of any eligible person are eligible for membership.
Membership information collected October 5, 2026.