Credit union · NCUA insured
MCDOWELL CORNERSTONE Auto Loan Rates
MCDOWELL CORNERSTONE auto loans start at 4.99% APR for a new vehicle and 5.49% for a used one. Rates checked October 22, 2026.
How MCDOWELL CORNERSTONE’s auto loan rates compare
Compared with banks and credit unions near Marion, NC, where MCDOWELL CORNERSTONE has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
MCDOWELL CORNERSTONE
4.99%APR
- Terms
- up to 84 months
- Up to
- 16.00% APR
New Auto Loans
Lowest rate
State Employees' Credit Union
4.25%APR
- Terms
- up to 60 months
- Up to
- 7.50% APR
2nd-lowest rate
BCU
4.34%APR
- Terms
- 37–75 months
- Up to
- —
MCDOWELL CORNERSTONE auto loan score
80
Auto loan score
Higher than 52% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where MCDOWELL CORNERSTONE ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.99%–16.00% | Fixed APR. As low as 4.99%. |
Used Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.49%–16.00% | Fixed APR. As low as 5.49%. |
Sources (1)
- mcdowellcornerstone.com/current-rates · captured Oct 4, 2026
Who can join MCDOWELL CORNERSTONE
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