Credit union · NCUA insured
Maui Federal Credit Union CD Rates
Maui Federal Credit Union’s best CD rate is 4.00% APY on a 6-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Maui Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Kahului, HI, where Maui Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Maui Federal Credit Union
4.00%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $198
Share Certificates
Top rate
Hawaiian Financial Federal Credit Union
4.55%APY
- Term
- 13 months
- Minimum
- $2,000
- Earns on $10,000
- $494
2nd-highest rate
Hawaii State FCU
4.50%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $336
Maui Federal Credit Union CD score
79
CD score
Higher than 50% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Maui Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.00%APY · 7 terms
Early withdrawal penalty applies. Minimum $250 opening deposit for iThrive and Sprout Youth Accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsEarly withdrawal penalty applies. Minimum $250 opening deposit for iThrive and Sprout Youth Accounts | 0.25% | $6 |
| 6 monthsLimited time offer. Early withdrawal penalty applies. Minimum $250 opening deposit for iThrive and Sprout Youth Accounts | 4.00% | $198 |
| 12 monthsEarly withdrawal penalty applies. Minimum $250 opening deposit for iThrive and Sprout Youth Accounts | 3.25% | $325 |
| 24 monthsEarly withdrawal penalty applies. Minimum $250 opening deposit for iThrive and Sprout Youth Accounts | 3.25% | $661 |
| 36 monthsEarly withdrawal penalty applies. Minimum $250 opening deposit for iThrive and Sprout Youth Accounts | 3.00% | $927 |
| 48 monthsEarly withdrawal penalty applies. Minimum $250 opening deposit for iThrive and Sprout Youth Accounts | 3.00% | $1,255 |
| 60 monthsEarly withdrawal penalty applies. Minimum $250 opening deposit for iThrive and Sprout Youth Accounts | 3.00% | $1,593 |
Sources (1)
- mauifcu.com/Deposit-Rates · captured Sep 16, 2026
Who can join Maui Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who are residents of Maui, defined as having a current valid State of Hawaii identification or Hawaii driver's license containing a physical Maui residential address, and who live and work on the island of Maui.
Membership information collected October 4, 2026.