Credit union · NCUA insured
Mattel FCU Auto Loan Rates
Mattel FCU auto loans start at 4.50% APR for a new vehicle and 5.50% for a used one. Rates checked October 16, 2026.
How Mattel FCU’s auto loan rates compare
Compared with banks and credit unions near Los Angeles, CA, where Mattel FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Mattel FCU
4.50%APR
- Terms
- up to 96 months
- Discount
- None included
New Vehicle Loan
Lowest rate
Downey Federal Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
United Catholics Federal CU
3.75%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
Mattel FCU auto loan score
85
Auto loan score
Higher than 71% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed5.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Mattel FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loan
Qualified vehicles financed up to 110% LTV. Subject to credit approval, FICO score, and income qualification.
| Terms | APR | Conditions |
|---|---|---|
| up to 96 months | 4.50% | Maximum loan amount $150,000.00. APR as low as 4.50%. Term up to 96 months. |
Used Vehicle Loan
Qualified vehicles financed up to 110% LTV. Subject to credit approval, FICO score, and income qualification.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.50% | Maximum loan amount $150,000.00. APR as low as 5.50%. Term up to 84 months. |
Who can join Mattel FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Mattel, Fisher-Price, and American Girl are eligible for membership.
Family and household
- Household members and family members (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, and adoptive relationships) of a Mattel Federal Credit Union member in good standing are eligible for membership.
Other ways
- Qualify for membership with a donation of as small as $10 to the Downey Rose Float Foundation.
Cost to join
- A donation as small as $10 to the Downey Rose Float Foundation is required for the community support eligibility path.
Membership information collected October 5, 2026.