Credit union · NCUA insured
Manville Area Federal Credit Union Auto Loan Rates
Manville Area Federal Credit Union auto loans start at 5.00% APR for a new vehicle and 6.50% for a used one. Rates checked October 22, 2026.
How Manville Area Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near New York, NY-NJ, where Manville Area Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Manville Area Federal Credit Union
5.00%APR
- Terms
- up to 60 months
- Discount
- None included
New Cars and Trucks
Lowest rate
Westchester Schools FCU
2.90%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Manville Area Federal Credit Union auto loan score
75
Auto loan score
Higher than 38% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed6.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Manville Area Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Cars and Trucks
Terms of up to 72 months; up to 100% financing (restrictions apply); no prepayment penalties; final rates determined based on credit score and other factors.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.00% | Final rates are determined based on credit score and other factors. |
| up to 48 months | 4.50% | Final rates are determined based on credit score and other factors. |
| up to 60 months | 5.00% | Final rates are determined based on credit score and other factors. |
| up to 72 months | 5.50% | Final rates are determined based on credit score and other factors. |
Sources (1)
- manville.org/loan-info/auto-loans · captured Oct 7, 2026
Used Cars and Trucks
Terms of up to 72 months; up to 100% financing (restrictions apply); no prepayment penalties; final rates determined based on credit score and other factors.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.50% | Final rates are determined based on credit score and other factors. |
| up to 42 months | 5.00% | Final rates are determined based on credit score and other factors. |
| up to 48 months | 5.50% | Final rates are determined based on credit score and other factors. |
| up to 60 months | 6.50% | Final rates are determined based on credit score and other factors. |
Sources (1)
- manville.org/loan-info/auto-loans · captured Oct 7, 2026
Who can join Manville Area Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of Somerset County, NJ are eligible for membership.
Employers and groups
- Individuals employed by a company based in Somerset County, NJ are eligible for membership.
Other ways
- Individuals who worship in Somerset County, NJ are eligible for membership.
Cost to join
- A $25 opening deposit is required to open a savings account and establish ownership.
Membership information collected October 5, 2026.