Credit union · NCUA insured
MainImpact Federal Credit Union Credit Card Rates
MainImpact Federal Credit Union credit cards start at 9.95% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How MainImpact Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Murray, KY, where MainImpact Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
MainImpact Federal Credit Union
9.95%APR
- Annual fee
- None
VISA Credit Card
2nd-lowest rate
Truist Bank
13.99%APR
- Annual fee
- $450
3rd-lowest rate
Regions Bank
26.74%APR
- Annual fee
- $29
MainImpact Federal Credit Union credit card score
83
Credit card score
Higher than 64% of U.S. banks and credit unions
- Purchase APRPurchase APR9.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where MainImpact Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Available to credit union members through MSU Federal Credit Union.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.95% | None | No annual fee. |
Sources (1)
- mainimpactfcu.org/visa-credit-card · captured Oct 15, 2026
Who can join MainImpact Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all who live, work, worship, or attend school in Calloway County.
Membership information collected October 4, 2026.