Bank · FDIC insured
Main Street Bank Auto Loan Rates
Main Street Bank auto loans start at 6.64% APR for a new vehicle and 6.64% for a used one. Rates checked October 16, 2026.
How Main Street Bank’s auto loan rates compare
Compared with banks and credit unions near Wooster, OH, where Main Street Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Main Street Bank
6.64%APR
- Terms
- up to 84 months
Auto Loans
Lowest rate
Wayne County Community Federal Credit Union
4.24%APR
- Terms
- 49–60 months
2nd-lowest rate
Greater Wayne Community FCU
4.49%APR
- Terms
- up to 78 months
Main Street Bank auto loan score
63
Auto loan score
Higher than 8% of U.S. banks and credit unions
- New vehicleNew6.64%
- Used vehicleUsed6.64%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Main Street Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.64% | Credit score 751 and higher. Example based on $20,000 loan amount for 2026 or newer vehicle. $250 origination fee. APR based on automatic payments with Main Street Bank checking account. |
| 48–72 months | 6.69%–6.90% | Credit score 751 and higher. Example based on $20,000 loan amount for 2025 or newer vehicle (2025-2016 model years). $250 origination fee. APR based on automatic payments with Main Street Bank checking account. |
Sources (1)
- mymainstreetbank.bank/Rates/Loans-Lines · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.