Credit union · NCUA insured
Liberty Savings Federal Credit Union Credit Card Rates
Liberty Savings Federal Credit Union credit cards start at 11.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Liberty Savings Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near New York, NY-NJ, where Liberty Savings Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Liberty Savings Federal Credit Union
11.00%APR
- Up to
- 18.00% APR
Visa Rewards Credit Card
Lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
2nd-lowest rate
NYU Federal Credit Union
7.90%APR
- Up to
- —
Liberty Savings Federal Credit Union credit card score
77
Credit card score
Higher than 43% of U.S. banks and credit unions
- Purchase APRPurchase APR11.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Liberty Savings Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Rewards Credit Card
Eligibility determined by LSFCU based upon borrower's credit worthiness. Rates and terms subject to eligibility and change without notice. No balance transfer fees. Member-only rates. No limit cash access valid in branch only. Restrictions on cash access apply at ATMs.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.00%–18.00% | None | Member-only rates as low as 11.00% APR; never pay over 18% APR. Rates and terms based upon creditworthiness. |
| Intro, 7.5 months | 7.50% | None | To celebrate 75th Anniversary, offering 7.5% APR for 7.5 months. To qualify for current promotion, must make one balance transfer of $2500 or more; multiple transfers are ineligible. No balance transfer fees. |
Sources (3)
- lsfcu.org/loans/loan-rates
- lsfcu.org/loans/visa-credit-cards-spanish
- lsfcu.org/loans/visa-credit-cards
All captured Oct 4, 2026
Who can join Liberty Savings Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.