Credit union · NCUA insured
LCO Federal Credit Union CD Rates
LCO Federal Credit Union’s best CD rate is 0.40% APY on a 30-month share certificate (CD). Terms run from 3 months to 30 months. Rates checked October 16, 2026.
How LCO Federal Credit Union’s CD rates compare
Compared with banks and credit unions in Wisconsin, where LCO Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
LCO Federal Credit Union
0.40%APY
- Term
- 30 months
- Minimum
- —
- Earns on $10,000
- $100
CD
Top rate
Fort Community Credit Union
5.15%APY
- Term
- 60 months
- Minimum
- $250
- Earns on $10,000
- $2,854
2nd-highest rate
Community First Credit Union
5.05%APY
- Term
- 5 months
- Minimum
- —
- Earns on $10,000
- $207
LCO Federal Credit Union CD score
60
CD score
Higher than 1% of U.S. banks and credit unions
- 3–8 months3–8 mo0.15%
- 9–15 months9–15 mo0.20%
- 16–30 months16–30 mo0.40%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where LCO Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CD
Up to 0.40%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.10% | $2 |
| 6 months | 0.15% | $7 |
| 12 months | 0.20% | $20 |
| 18 months | 0.30% | $45 |
| 24 months | 0.35% | $70 |
| 30 months | 0.40% | $100 |
Sources (1)
- lcofcu.com/rates · captured Sep 18, 2026
Who can join LCO Federal Credit Union
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