Credit union · NCUA insured
Latvian Credit Union CD Rates
Latvian Credit Union’s best CD rate is 3.45% APY on a 5-month share certificate (CD). Terms run from 5 months to 3 years. Rates checked October 16, 2026.
How Latvian Credit Union’s CD rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Latvian Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Latvian Credit Union
3.45%APY
- Term
- 5 months
- Minimum
- $500
- Earns on $10,000
- $142
5-Month CD Special
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
Woodlands National Bank
4.87%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,684
Latvian Credit Union CD score
66
CD score
Higher than 17% of U.S. banks and credit unions
- 3–8 months3–8 mo3.45%
- 9–15 months9–15 mo1.77%
- 16–30 months16–30 mo2.07%
- 31–60 months31–60 mo2.17%
- QualifiedQualified3.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Latvian Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
5-Month CD Special
3.45%APY · 1 term
Must be a Latvian Credit Union member with a savings account and a minimum balance of $5. Early withdrawal of principal before maturity may result in a penalty. At maturity, automatically transfers to savings account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 monthsLimited-time offer. Dividends paid quarterly | 3.45% | $142 |
Sources (1)
- latviancu.com/rates · captured Oct 5, 2026
Certificate
Up to 2.17%APY · 4 terms
The minimum required balance to open a certificate is $500. Early withdrawal of principal before maturity may result in a penalty. Must be a Latvian Credit Union member with a savings account and a minimum balance of $5.
| Term | APY · Up to $19,999 | APY · $20,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 monthsDividends paid quarterly | 1.77% | 1.82% | 1.77%1.82% from $20k | $177 |
| 18 monthsDividends paid quarterly | 1.87% | 1.92% | 1.87%1.92% from $20k | $282 |
| 24 monthsDividends paid quarterly | 2.07% | 2.12% | 2.07%2.12% from $20k | $418 |
| 36 monthsDividends paid quarterly | 2.17% | 2.22% | 2.17%2.22% from $20k | $665 |
Sources (1)
- latviancu.com/rates · captured Oct 5, 2026
Who can join Latvian Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to members of Association \u201cDaugavas Vanagi\u201d.
- Membership is open to members of Latvian Organizations Association of Minnesota (LOAM).
Military, government and schools
- Membership is open to members of Latvian Evangelical Lutheran Church of Minneapolis and St. Paul.
Family and household
- Membership is open to family members including spouse, in-laws, and other relatives of a member of Latvian Credit Union, as well as children or grandchildren (by blood or adoption) of a deceased relative who was a member.
Other ways
- Membership is open to individuals who were once members or whose relatives were once members.
Membership information collected October 4, 2026.