Credit union · NCUA insured
Lan Fair Federal Credit Union Auto Loan Rates
Lan Fair Federal Credit Union auto loans start at 5.50% APR for a new vehicle and 6.50% for a used one. Rates checked October 16, 2026.
How Lan Fair Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Columbus, OH, where Lan Fair Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Lan Fair Federal Credit Union
5.50%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
New 2025 and 2026 Automobiles and Trucks
Lowest rate
Homeland Credit Union
4.19%APR
- Terms
- up to 66 months
- Up to
- 16.99% APR
- Discount
- None included
2nd-lowest rate
Abbott Laboratories Employees Credit Union
4.24%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Lan Fair Federal Credit Union auto loan score
67
Auto loan score
Higher than 19% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed6.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Lan Fair Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New 2025 and 2026 Automobiles and Trucks
Serving select employee groups primarily located in Fairfield County, Ohio and their families. Vehicle rates also apply to other Ohio titled personal property.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 5.50% | No Down Payment. Fixed APR. |
| up to 36 months | 5.50% | No Down Payment. Fixed APR. |
| up to 48 months | 5.50% | No Down Payment. Fixed APR. |
| up to 60 months | 5.50% | No Down Payment. Fixed APR. |
| up to 72 months | 5.75% | 5% Down Payment. Fixed APR. |
| up to 84 months | 6.00% | 10% Down Payment. Fixed APR. |
Sources (2)
All captured Oct 7, 2026
Used Vehicles - Used 2018 and Older Models
Serving select employee groups primarily located in Fairfield County, Ohio and their families. Vehicle rates also apply to other Ohio titled personal property.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 7.25% | 10% Down Payment. Fixed APR. |
| up to 36 months | 7.25% | 10% Down Payment. Fixed APR. |
| up to 48 months | 7.25% | 10% Down Payment. Fixed APR. |
| up to 60 months | 7.25% | 10% Down Payment. Fixed APR. |
Sources (2)
All captured Oct 7, 2026
Used Vehicles - Used 2022 to 2019 Models
Serving select employee groups primarily located in Fairfield County, Ohio and their families. Vehicle rates also apply to other Ohio titled personal property.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 6.75% | 10% Down Payment. Fixed APR. |
| up to 36 months | 6.75% | 10% Down Payment. Fixed APR. |
| up to 48 months | 6.75% | 10% Down Payment. Fixed APR. |
| up to 60 months | 6.75% | 10% Down Payment. Fixed APR. |
Sources (2)
All captured Oct 7, 2026
Used Vehicles - Used 2026 to 2023 Models
Serving select employee groups primarily located in Fairfield County, Ohio and their families. Vehicle rates also apply to other Ohio titled personal property.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 6.50% | 5% Down Payment. Fixed APR. |
| up to 36 months | 6.50% | 5% Down Payment. Fixed APR. |
| up to 48 months | 6.50% | 5% Down Payment. Fixed APR. |
| up to 60 months | 6.50% | 5% Down Payment. Fixed APR. |
| up to 72 months | 6.75% | 10% Down Payment. Fixed APR. |
Sources (2)
All captured Oct 7, 2026
Who can join Lan Fair Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Retirees of all groups within the field of membership are eligible for membership.
- Crown Cork and Seal is within the field of membership.
- Employees of Lan-Fair Federal Credit Union are eligible for membership.
Military, government and schools
- Employees of Amanda Local School District are eligible for membership.
- Employees of Berne Union Local School District are eligible for membership.
- Employees of Bloom Carroll Local School District are eligible for membership.
10 more ways to join
Military, government and schools
- Employees of the City of Lancaster are eligible for membership.
- Employees of the City of Pickerington are eligible for membership.
- Fairfield County Employees are eligible for membership.
- Employees of Fairfield County District Library are eligible for membership.
- Fairfield County School Employees are eligible for membership.
- Lancaster City School Employees are eligible for membership.
- Employees of Pickerington Local School District are eligible for membership.
- Employees of Violet Township of Fairfield County are eligible for membership.
Family and household
- Immediate family members of the credit union membership may join Lan-Fair Federal Credit Union.
Other ways
- Catholic Parish Members in Lancaster, Ohio are eligible for membership.
Membership information collected October 5, 2026.