Credit union · NCUA insured
La Capitol Federal Credit Union Credit Card Rates
La Capitol Federal Credit Union credit card rates start at 11.75% APR. Rates checked October 16, 2026.
How La Capitol Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Baton Rouge, LA, where La Capitol Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
La Capitol Federal Credit Union
– –
No ongoing APR published
Lowest rate
BRECO FCU
7.90%APR
2nd-lowest rate
DOCCU
8.90%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Back Visa Signature Credit Card
Membership required and membership account with $5 par required for additional services. No over-the-limit fee. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.75%–18.00% | None | Non-introductory variable APR based on creditworthiness. Varies with the market based on the Prime Rate. |
| Intro, 6 months | 2.99% | None | Introductory APR on eligible purchases and balance transfers made in the first 180 days from account opening. Existing La Capitol credit card balances or loan accounts are excluded from balance transfer offer. Cash advances are not eligible. |
| Intro, 12 months | 0.00% | None | Introductory offer of 0% interest on balance transfers and new purchases for 12 months on transactions made in the first 90 days after account opening as listed in the rates comparison table. |
| Intro, 12 months | 0.00% | None | 0% APR on balance transfers made within the first 90 days of account opening. |
Sources (3)
All captured Oct 5, 2026
Prime Plus Visa Credit Card
Membership required and membership account with $5 par required for additional services. No over-the-limit fee. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.75%–18.00% | None | Non-introductory variable APR for purchases based on creditworthiness. Varies with the market based on the Prime Rate. |
| Intro, 12 months | 0.00% | None | Introductory offer of 0% interest on balance transfers for 12 months on balance transfers made in the first 90 days after account opening. |
| Intro, 12 months | 1.99% | None | Introductory offer of 1.99% interest on new purchases for 12 months on purchases made in the first 90 days after account opening. |
Sources (3)
All captured Oct 5, 2026
Rewards Visa Credit Card
Membership required and membership account with $5 par required for additional services. No over-the-limit fee. No annual fee. Earn 1 point for each dollar spent.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.75%–18.00% | None | Non-introductory variable APR for purchases based on creditworthiness. Varies with the market based on the Prime Rate. |
| Intro, 12 months | 0.00% | None | Introductory offer of 0% interest on balance transfers for 12 months on balance transfers made in the first 90 days after account opening. |
| Intro, 12 months | 1.99% | None | Introductory offer of 1.99% interest on new purchases for 12 months on purchases made in the first 90 days after account opening. |
Sources (3)
All captured Oct 5, 2026
Who can join La Capitol Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.