Credit union · NCUA insured
L&N Federal Credit Union Credit Card Rates
Top CarrotL&N Federal Credit Union credit card rates start at 12.00% APR. Rates checked October 22, 2026.
How L&N Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where L&N Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
L&N Federal Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Doe Run Federal Credit Union
8.90%APR
- Up to
- —
2nd-lowest rate
Transcend Credit Union
8.90%APR
- Up to
- 17.90% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Cash Back Rewards Card
Rates are fixed (non-variable) and determined at account opening. Introductory APR, promotional offers and fixed rates are subject to change anytime.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Promo 0% Introductory APR for 6 months on new accounts for purchases and balance transfers.* Earn $50 cash back for $1,000 in purchases in the first 90 days.* |
| Ongoing | 18.00% | None | Rates are fixed (non-variable) and determined at account opening. Introductory APR, promotional offers and fixed (non-variable) rates are subject to change anytime. |
Platinum Low Rate Card
Rates are fixed (non-variable) and determined at account opening. Introductory APR, promotional offers and fixed (non-variable) rates are subject to change anytime.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Promo 0% Introductory APR for 6 months on new accounts for purchases and balance transfers.* |
| Ongoing | 12.00%–18.00% | None | Rates are fixed (non-variable) and determined at account opening. Introductory APR, promotional offers and fixed (non-variable) rates are subject to change anytime. |
Platinum Secured Credit-Building Card
Rates are fixed (non-variable) and determined at account opening. Introductory APR, promotional offers and fixed (non-variable) rates are subject to change anytime.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | $35 | Rates are fixed (non-variable) and determined at account opening. Promo None. |
Who can join L&N Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to people who live, work, worship, attend school, or belong to any legal entity in multiple areas.
Employers and groups
- Membership eligibility is open to companies and associations who have chosen L&N as their credit union.
Family and household
- Membership eligibility is open to family members of existing L&N members.
Membership information collected October 4, 2026.