Credit union · NCUA insured
Kohler Credit Union Auto Loan Rates
Top CarrotKohler Credit Union auto loans start at 4.74% APR for a new vehicle and 4.74% for a used one. Rates checked October 16, 2026.
How Kohler Credit Union’s auto loan rates compare
Compared with banks and credit unions near Sheboygan, WI, where Kohler Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Kohler Credit Union
4.74%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
Auto Loans
Lowest rate
Sheboygan Area CU
4.25%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
Meadowland Credit Union
4.49%APR
- Terms
- up to 60 months
- Discount
- None included
Kohler Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Kohler Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Subject to credit approval. Membership required. Rates based on creditworthiness criteria and direct deposit of net payroll check to a Kohler Credit Union checking account with eStatements. Based on loans up to 110% the lesser of purchase price or JD Power value to qualified borrowers. Up to 90 days with no payment on eligible vehicle loans (interest continues to accumulate). A $50 internal refinance fee applies when refinancing an existing loan without adding at least $5,000 in new funds. No prepayment penalties.
| Terms | APR | Conditions |
|---|---|---|
| 73–84 months | 6.25% | Model Year 2024 and Newer. Monthly payment based on $14.73 per $1,000. Stated rate includes rate discount for direct deposit to KCU checking with eStatements. Up to 110% of JD Power value. |
| up to 36 months | 4.74% | Model Year 2022 and Newer. Monthly payment based on $29.85 per $1,000. Stated rate includes rate discount for direct deposit to KCU checking with eStatements. Up to 110% of JD Power value. |
| 37–48 months | 4.74% | Model Year 2022 and Newer. Monthly payment based on $22.91 per $1,000. Stated rate includes rate discount for direct deposit to KCU checking with eStatements. Up to 110% of JD Power value. |
| 49–60 months | 4.74% | Model Year 2022 and Newer. Monthly payment based on $18.75 per $1,000. Stated rate includes rate discount for direct deposit to KCU checking with eStatements. Up to 110% of JD Power value. |
| 61–72 months | 5.89% | Model Year 2022 and Newer. Monthly payment based on $16.52 per $1,000. Stated rate includes rate discount for direct deposit to KCU checking with eStatements. Up to 110% of JD Power value. |
| up to 36 months | 5.74% | Model Year 2021 and Older. Monthly payment based on $30.30 per $1,000. Stated rate includes rate discount for direct deposit to KCU checking with eStatements. Up to 110% of JD Power value. |
| 37–48 months | 5.74% | Model Year 2021 and Older. Monthly payment based on $23.37 per $1,000. Stated rate includes rate discount for direct deposit to KCU checking with eStatements. Up to 110% of JD Power value. |
| 49–60 months | 5.74% | Model Year 2021 and Older. For loan amounts $20,000 and over. Monthly payment based on $19.21 per $1,000. Stated rate includes rate discount for direct deposit to KCU checking with eStatements. Up to 110% of JD Power value. |
| 61–72 months | 6.09% | Model Year 2021 and Older. For loan amounts $25,000 and over. Monthly payment based on $16.62 per $1,000. Stated rate includes rate discount for direct deposit to KCU checking with eStatements. Up to 110% of JD Power value. |
Sources (1)
- kohlercu.com/vehicle-loans · captured Oct 16, 2026
Who can join Kohler Credit Union
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