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Credit union · NCUA insured

KINGS PEAK CREDIT UNION Auto Loan Rates

Top Carrot, Carrot Score 96Top Carrot

KINGS PEAK CREDIT UNION auto loans start at 4.74% APR for a new vehicle and 4.74% for a used one. Rates checked October 22, 2026.

How KINGS PEAK CREDIT UNION’s auto loan rates compare

Compared with banks and credit unions in Utah, where KINGS PEAK CREDIT UNION has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 96

    This credit union’s lowest

    KINGS PEAK CREDIT UNION

    4.74%APR

    Terms
    up to 72 months

    New Auto Loan

  • Top Carrot, Carrot Score 89

    Lowest rate

    Utah Power Credit Union

    3.79%APR

    Terms
    —

    Utah Power Credit Union rates

  • 2nd-lowest rate

    Hercules First Federal Credit Union

    3.84%APR

    Terms
    up to 60 months

    Hercules First Federal Credit Union rates

Compare auto loan rates near you →

KINGS PEAK CREDIT UNION auto loan score

87

Auto loan score

Higher than 80% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.74%
  • Used vehicleUsed4.74%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where KINGS PEAK CREDIT UNION ranks

By auto loan score, in each area where it has branches

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join KINGS PEAK CREDIT UNION

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals with a physical address in Duchesne or Uintah Counties are eligible for membership.

Family and household

  • Immediate family members of current Kings Peak Credit Union members are eligible for membership.

Cost to join

  • Opening a membership requires depositing $25 into a primary savings account and presenting a valid Government ID.

Membership information collected October 4, 2026.

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