Bank · FDIC insured
Keystone Savings Bank Savings Rates
Keystone Savings Bank’s best savings rate is 0.10% APY, with its Keystone Companion Save, with extra requirements. Rates checked November 6, 2026.
How Keystone Savings Bank’s savings rates compare
On $10,000. The best rate among banks and credit unions with branches in each area, and among accounts anyone can open online.
This bank’s best
Keystone Savings Bank
2.00%APY
- Requires
- Another account
- Minimum
- $20
- Earns on $10,000 a year
- $200
Keystone Companion Save
Find the best savings rates →
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Keystone Companion Save
Up to 2.00%APY on $10,000
Open and active Keystone Pays Account and enroll in E-Statements. Earn premium interest on balances up to $25,000 when qualifications are met; qualifications not met: all balances earn 0.10% APY. Limit to 1 account per primary SSN, which must match primary SSN of Keystone Pays Account. Free E-Statements, $5 paper statement fee. $10 debit items fee for each debit transaction in excess of 6 during a statement cycle. Interest compounded and credited monthly; calculated using daily balance method.
| Part of balance | Rate |
|---|---|
| Up to $25,000 | 2.00% |
On $10,000 the tiers blend to about 2.00% APY, earning $200 a year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceBase rate when qualifications are not met (all balances). Minimum balance fee of $10 imposed every statement cycle if balance falls below $20 any day of the statement cycle.Any balance | 0.10% | $10 | Base rate when qualifications are not met (all balances). Minimum balance fee of $10 imposed every statement cycle if balance falls below $20 any day of the statement cycle. |
Sources (1)
- keystonesavings.bank/personal-banking/savings-accounts · captured Nov 6, 2026
Keystone Savings Bank savings score
77
Savings score
Higher than 43% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.