Credit union · NCUA insured
Kemba Delta Federal Credit Union Savings Rates
A $31.7M credit union headquartered in Bartlett, TN, with 4,955 members and 2 branches in 2 states.
How Kemba Delta Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Tampa, FL, where Kemba Delta Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kemba Delta Federal Credit Union
2.00%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $200
Individual Retirement Account (IRA)
Top rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
2nd-highest rate
EverBank
4.20%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $420
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Individual Retirement Account (IRA)
2.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 2.00% | $200 |
Sources (1)
- kembadelta.org/rates.htm · captured Sep 18, 2026
Christmas Club
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.10% | $10 |
Sources (1)
- kembadelta.org/rates.htm · captured Sep 18, 2026
Share (Savings) & Vacation Club
0.10%APY
A minimum balance of $2500.00 must be maintained to earn the annual percentage yield. Rates may change after account is opened. Fees and other conditions could reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upA minimum balance of $2500.00 must be maintained to earn the annual percentage yield.$2,500 and up | 0.10% | $10 | A minimum balance of $2500.00 must be maintained to earn the annual percentage yield. |
Sources (1)
- kembadelta.org/rates.htm · captured Sep 18, 2026
Who can join Kemba Delta Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Active or retired employees of the Kroger Delta Division are eligible for membership.
Family and household
- Immediate family members of current Kemba Delta FCU members are eligible to join.
Cost to join
- There are no membership fees.
Membership information collected October 5, 2026.