Credit union · NCUA insured
Kauai Ohana Federal Credit Union Auto Loan Rates
Kauai Ohana Federal Credit Union auto loan rates start at 3.50% APR. Rates checked October 22, 2026.
How Kauai Ohana Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Kapaa, HI, where Kauai Ohana Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Kauai Ohana Federal Credit Union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
HawaiiUSA FCU
4.75%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
2nd-lowest rate
Kaua'i Federal Credit Union
5.25%APR
- Terms
- up to 84 months
- Discount
- None included
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Available for new or used vehicles, or using vehicle title as collateral to secure a new loan.
| Terms | APR | Conditions |
|---|---|---|
| — | 3.50% | Auto Loan Special. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. |
Who can join Kauai Ohana Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, worship, work or attend school in, and businesses and other legal entities located in Kauai County, Hawaii are eligible for membership.
Family and household
- Spouses of persons who died while within the field of membership, employees of the credit union, volunteers in the community, members of their immediate family or household, and organizations of such persons are eligible for membership.
Other ways
- Members of record of the Kauai Teachers Federal Credit Union as of July 25, 2024 are eligible for membership.
Cost to join
- A minimum share deposit of $5.00 is required upon joining.
- A one-time membership fee of $1.00 is required upon joining.
Membership information collected October 4, 2026.