Credit union · NCUA insured
Kaua'i Federal Credit Union Auto Loan Rates
Kaua'i Federal Credit Union auto loans start at 5.25% APR for a new vehicle and 5.25% for a used one. Rates checked October 22, 2026.
How Kaua'i Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Kapaa, HI, where Kaua'i Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Kaua'i Federal Credit Union
5.25%APR
- Terms
- up to 84 months
- Discount
- None included
New and Used Auto Loans
Lowest rate
HawaiiUSA FCU
4.75%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
3rd-lowest rate
Aloha Pacific Federal Credit Union
5.75%APR
- Terms
- up to 60 months
- Discount
- None included
Kaua'i Federal Credit Union auto loan score
77
Auto loan score
Higher than 44% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Kaua'i Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New and Used Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.25% | Up to seven years to repay. APR is subject to change without notice. |
Sources (1)
- kauaicreditunion.org/loan-services · captured Oct 3, 2026
Who can join Kaua'i Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.