Bank · FDIC insured
Katahdin Trust Company Savings Rates
Katahdin Trust Company’s best savings rate is 0.01% APY on $10,000, with its Evergreen Personal Money Market. Rates checked October 22, 2026.
How Katahdin Trust Company’s savings rates compare
Compared with banks and credit unions near Bangor, ME, where Katahdin Trust Company has the most branches. $10,000, best rate first.
This bank’s best
Katahdin Trust Company
0.01%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $1
Evergreen Personal Money Market
Top rate
Empeople Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $325
2nd-highest rate
Seaboard Federal Credit Union
2.90%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $290
Katahdin Trust Company savings score
60
Savings score
Higher than 1% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.01%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Katahdin Trust Company ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Evergreen Personal Money Market
0.01%APY
Monthly Service Charge of $5.00 can be avoided by maintaining a $500.00 average balance or $5,000.00 in combined average deposit balances during the statement period. To earn the stated APY, the minimum daily balance indicated in the tiers must be maintained. Rates are variable and subject to change. Not available for IRA or SEP accounts.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $35,000To earn the stated APY, the minimum daily balance indicated in the tiers must be maintained. Maintain a $500.00 average balance or $5,000.00 in combined average deposit balances during the statement period to avoid the $5.00 monthly fee. | 0.01% | $1 | To earn the stated APY, the minimum daily balance indicated in the tiers must be maintained. Maintain a $500.00 average balance or $5,000.00 in combined average deposit balances during the statement period to avoid the $5.00 monthly fee. |
| $35,000 – $50,000To earn the stated APY, the minimum daily balance indicated in the tiers must be maintained. Maintain a $500.00 average balance or $5,000.00 in combined average deposit balances during the statement period to avoid the $5.00 monthly fee. | 0.01% | — | To earn the stated APY, the minimum daily balance indicated in the tiers must be maintained. Maintain a $500.00 average balance or $5,000.00 in combined average deposit balances during the statement period to avoid the $5.00 monthly fee. |
| $50,000 – $75,000To earn the stated APY, the minimum daily balance indicated in the tiers must be maintained. Maintain a $500.00 average balance or $5,000.00 in combined average deposit balances during the statement period to avoid the $5.00 monthly fee. | 0.01% | — | To earn the stated APY, the minimum daily balance indicated in the tiers must be maintained. Maintain a $500.00 average balance or $5,000.00 in combined average deposit balances during the statement period to avoid the $5.00 monthly fee. |
| $75,000 – $100,000To earn the stated APY, the minimum daily balance indicated in the tiers must be maintained. Maintain a $500.00 average balance or $5,000.00 in combined average deposit balances during the statement period to avoid the $5.00 monthly fee. | 0.01% | — | To earn the stated APY, the minimum daily balance indicated in the tiers must be maintained. Maintain a $500.00 average balance or $5,000.00 in combined average deposit balances during the statement period to avoid the $5.00 monthly fee. |
| $100,000 – $500,000To earn the stated APY, the minimum daily balance indicated in the tiers must be maintained. Maintain a $500.00 average balance or $5,000.00 in combined average deposit balances during the statement period to avoid the $5.00 monthly fee. | 0.05% | — | To earn the stated APY, the minimum daily balance indicated in the tiers must be maintained. Maintain a $500.00 average balance or $5,000.00 in combined average deposit balances during the statement period to avoid the $5.00 monthly fee. |
| $500,000 – $1,000,000To earn the stated APY, the minimum daily balance indicated in the tiers must be maintained. Maintain a $500.00 average balance or $5,000.00 in combined average deposit balances during the statement period to avoid the $5.00 monthly fee. | 0.05% | — | To earn the stated APY, the minimum daily balance indicated in the tiers must be maintained. Maintain a $500.00 average balance or $5,000.00 in combined average deposit balances during the statement period to avoid the $5.00 monthly fee. |
| $1,000,000 and upTo earn the stated APY, the minimum daily balance indicated in the tiers must be maintained. Maintain a $500.00 average balance or $5,000.00 in combined average deposit balances during the statement period to avoid the $5.00 monthly fee. | 0.05% | — | To earn the stated APY, the minimum daily balance indicated in the tiers must be maintained. Maintain a $500.00 average balance or $5,000.00 in combined average deposit balances during the statement period to avoid the $5.00 monthly fee. |
Sources (3)
- katahdintrust.com/money-market
- katahdintrust.com/Rates
- katahdintrust.com/wp-content/u…s-of-October-20-2026.pdf
All captured Oct 22, 2026
Statement Savings
0.01%APY
$1 monthly service charge; waived by maintaining a $50 average daily balance or if under age 18 or 60 and over (if notified). Unlimited deposits and unlimited in-person and ATM withdrawals/transfers. Variable rate credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.01% | $1 |
Sources (3)
- katahdintrust.com/personal-savings
- katahdintrust.com/Rates
- katahdintrust.com/wp-content/u…s-of-October-20-2026.pdf
All captured Oct 22, 2026
Special-purpose accounts
Christmas Club
0.25%APY
No monthly service charge. May be opened any time. Deposits are automatically transferred from a Katahdin Trust checking or savings account (minimum $1; weekly, biweekly, monthly, or quarterly). Matures in August and automatically renews. Early withdrawals not permitted. Interest credited annually.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (3)
- katahdintrust.com/personal-savings
- katahdintrust.com/Rates
- katahdintrust.com/wp-content/u…s-of-October-20-2026.pdf
All captured Oct 22, 2026
Health Savings Account
0.05%APY
Must be covered under an HDHP, not claimed as a dependent, and a U.S. Citizen or Resident Alien. $5.00 monthly service charge waived by maintaining a $500 average balance or $5,000 in combined average deposit balances during the statement period; no charge in first month open; no charge for qualified customers under age 24 with eStatements. Minimum daily balance must be maintained to earn tier APY.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000To earn stated APY, minimum daily balance indicated in tier must be maintained. | 0.01% | — | To earn stated APY, minimum daily balance indicated in tier must be maintained. |
| $5,000 – $25,000To earn stated APY, minimum daily balance indicated in tier must be maintained. | 0.05% | $5 | To earn stated APY, minimum daily balance indicated in tier must be maintained. |
| $25,000 and upTo earn stated APY, minimum daily balance indicated in tier must be maintained. | 0.15% | — | To earn stated APY, minimum daily balance indicated in tier must be maintained. |
Sources (3)
- katahdintrust.com/health-savings-account
- katahdintrust.com/Rates
- katahdintrust.com/wp-content/u…s-of-October-20-2026.pdf
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.