Credit union · NCUA insured
Kahului Federal Credit Union CD Rates
Kahului Federal Credit Union’s best CD rate is 4.05% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Kahului Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Kahului, HI, where Kahului Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kahului Federal Credit Union
4.05%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $200
Share Certificate
Top rate
Hawaiian Financial Federal Credit Union
4.55%APY
- Term
- 13 months
- Minimum
- $2,000
- Earns on $10,000
- $494
2nd-highest rate
Hawaii State FCU
4.50%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $336
Kahului Federal Credit Union CD score
86
CD score
Higher than 73% of U.S. banks and credit unions
- 3–8 months3–8 mo4.05%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kahului Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.05%APY · 6 terms
Minimum deposit of $1,000. Dividends are credited back to the certificate or credited to regular shares on the last calendar day of the month. Early withdrawal penalty may be imposed. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.05% | $200 |
| 12 months | 4.00% | $400 |
| 18 months | 3.00% | $453 |
| 24 months | 3.50% | $712 |
| 36 months | 3.00% | $927 |
| 60 months | 3.00% | $1,593 |
Special-purpose accounts
Holiday Share Certificate Promotion
3.40%APY · 1 term
Early withdrawal penalty may be imposed. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.40% | $84 |
Sources (1)
- kahuluifcu.com/share-certificate-promo · captured Oct 3, 2026
Who can join Kahului Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.