Credit union · NCUA insured
Journey Federal Credit Union Credit Card Rates
Top CarrotJourney Federal Credit Union credit card rates start at 8.50% APR. Rates checked October 16, 2026.
How Journey Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Lansing, MI, where Journey Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Journey Federal Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
LAFCU
8.49%APR
- Up to
- —
2nd-lowest rate
Consumers Credit Union
8.99%APR
- Up to
- 22.99% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Mastercard
Rate subject to risk adjustment. Credit restrictions apply. Apply today and enjoy 0% APR for the first 6 months and as low as 8.50% APR after that. Maximum loan amount $15,000. Minimum monthly payment: 2.25% of outstanding balance; minimum $15. Minimum interest charge: $1.50. Foreign Transaction Fee is 1.00% of each transaction in U.S. dollars. $0 Annual Fee. $0 Balance Transfer Fee. $0 Cash Advance Fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory rate: 0% APR for the first 6 months upon application. |
| Ongoing | 8.50% | None | Standard ongoing rate after initial promotional period or standard rate. Rate subject to risk adjustment. |
Sources (2)
All captured Oct 16, 2026
Platinum Mastercard Secured
Funds are held in savings account to secure charges. Rate subject to risk adjustment. Credit restrictions apply. Maximum loan amount $15,000. Minimum monthly payment: 2.25% of outstanding balance; minimum $15. Minimum interest charge: $1.50. Foreign Transaction Fee is 1.00% of each transaction in U.S. dollars. $0 Annual Fee. $0 Balance Transfer Fee. $0 Cash Advance Fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.50% | None | Rate subject to risk adjustment. Credit restrictions apply. Funds are held in savings account to secure charges. |
Sources (2)
All captured Oct 16, 2026
Who can join Journey Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Clare, Clinton, Gratiot, Isabella, Mecosta, Montcalm, Osceola, or Shiawassee County, Michigan is eligible to join.
Employers and groups
- Community volunteers, businesses, and other legal entities operating in Clare, Clinton, Gratiot, Isabella, Mecosta, Montcalm, Osceola, or Shiawassee County, Michigan may join.
Family and household
- Immediate family and household members of eligible persons in the designated counties are eligible to join.
Membership information collected October 5, 2026.