Credit union · NCUA insured
Joliet Firefighters Credit Union Auto Loan Rates
Joliet Firefighters Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked November 6, 2026.
How Joliet Firefighters Credit Union’s auto loan rates compare
New vehicle, lowest advertised APR. The lowest rate among banks and credit unions with branches in each area.
This credit union’s lowest
Joliet Firefighters Credit Union
4.99%APR
- Terms
- 37–60 months
New Auto (2025 and newer)
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Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto (2025 and newer)
Vehicle loan rates are based on a 750+ FICO. Vehicle Loan limit: $95,000.
| Terms | APR | Conditions |
|---|---|---|
| 12–36 months | 4.49% | Based on 750+ FICO. Vehicle loan limit: $95,000. Model year 2025 and newer. |
| 37–60 months | 4.99% | Based on 750+ FICO. Vehicle loan limit: $95,000. Model year 2025 and newer. |
| 61–72 months | 5.49% | Based on 750+ FICO. Vehicle loan limit: $95,000. Model year 2025 and newer. |
| 73–84 months | 5.99% | Based on 750+ FICO. Vehicle loan limit: $95,000. Model year 2025 and newer. |
Used Auto (2020 and older)
Vehicle loan rates are based on a 750+ FICO. Vehicle Loan limit: $95,000.
| Terms | APR | Conditions |
|---|---|---|
| 12–36 months | 4.99% | Based on 750+ FICO. Vehicle loan limit: $95,000. Model year 2020 and older. |
| 37–48 months | 5.99% | Based on 750+ FICO. Vehicle loan limit: $95,000. Model year 2020 and older. |
| 49–60 months | 6.99% | Based on 750+ FICO. Vehicle loan limit: $95,000. Model year 2020 and older. |
| 61–72 months | 7.49% | Based on 750+ FICO. Vehicle loan limit: $95,000. Model year 2020 and older. |
Used Auto (2021 - 2024)
Vehicle loan rates are based on a 750+ FICO. Vehicle Loan limit: $95,000.
| Terms | APR | Conditions |
|---|---|---|
| 12–36 months | 4.49% | Based on 750+ FICO. Vehicle loan limit: $95,000. Model years 2021 - 2024. |
| 37–60 months | 4.99% | Based on 750+ FICO. Vehicle loan limit: $95,000. Model years 2021 - 2024. |
| 61–72 months | 5.49% | Based on 750+ FICO. Vehicle loan limit: $95,000. Model years 2021 - 2024. |
Joliet Firefighters Credit Union auto loan score
84
Auto loan score
Higher than 66% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Who can join Joliet Firefighters Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.