Credit union · NCUA insured
Jackson County Federal Credit Union Auto Loan Rates
Jackson County Federal Credit Union auto loans start at 5.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 16, 2026.
How Jackson County Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions in Texas, where Jackson County Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Jackson County Federal Credit Union
5.99%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- None included
New & Used Autos
Lowest rate
Valley Federal Credit Union
2.95%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- None included
2nd-lowest rate
Lubrizol Employees' Credit Union
3.24%APR
- Terms
- 24–60 months
- Up to
- 14.49% APR
- Discount
- Included in the rate
Jackson County Federal Credit Union auto loan score
66
Auto loan score
Higher than 17% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Jackson County Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Autos
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.99% | Fixed APR; monthly payment; rates start at stated APR |
Sources (1)
- jacksoncountyfcu.com/rates · captured Oct 6, 2026
Who can join Jackson County Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone living or working in Jackson County is eligible for membership.
Cost to join
- A minimum deposit of $5.00 is required to open a Regular Savings Account (Share).
Membership information collected October 5, 2026.