Credit union · NCUA insured
Jackson County 1st Credit Union Auto Loan Rates
Jackson County 1st Credit Union auto loans start at 4.50% APR for a new vehicle and 5.49% for a used one. Rates checked October 15, 2026.
How Jackson County 1st Credit Union’s auto loan rates compare
Compared with banks and credit unions in Florida, where Jackson County 1st Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Jackson County 1st Credit Union
4.50%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
New Vehicles
Lowest rate
tMH Federal Credit Union
3.35%APR
- Terms
- up to 60 months
- Up to
- 18.00% APR
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Jackson County 1st Credit Union auto loan score
86
Auto loan score
Higher than 72% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Jackson County 1st Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Motorcycles
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 6.75% | — |
Sources (2)
All captured Oct 5, 2026
New Vehicles
| Terms | APR | Conditions |
|---|---|---|
| up to 75 months | 4.99% | — |
| up to 60 months | 4.50% | — |
| up to 48 months | 4.25% | — |
Sources (2)
All captured Oct 5, 2026
Older Used Vehicle
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 9.75% | — |
Sources (2)
All captured Oct 5, 2026
Program Vehicle
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.19% | — |
Sources (2)
All captured Oct 5, 2026
Used Motorcycles
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.75% | — |
Sources (2)
All captured Oct 5, 2026
Used Vehicle
| Terms | APR | Conditions |
|---|---|---|
| up to 66 months | 5.49% | — |
Sources (2)
All captured Oct 5, 2026
Who can join Jackson County 1st Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.