Credit union · NCUA insured
iTHINK Financial Credit Card Rates
iTHINK Financial credit card rates start at 19.49% APR. Rates checked October 15, 2026.
How iTHINK Financial’s credit card rates compare
Compared with banks and credit unions near Miami, FL, where iTHINK Financial has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
iTHINK Financial
– –
No ongoing APR published
Lowest rate
Hialeah Municipal Employees Federal Credit Union
7.99%APR
2nd-lowest rate
First Choice Credit Union
8.75%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
myRewards Visa® Signature Credit Card
Credit subject to approval and income verification. APR varies with the market based on the Prime Rate. Dedicated member support is provided by Amplify.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | Take advantage of a 0.00% introductory APR on purchases for your first 7 billing cycles. Credit limits up to $50,000. 25-Day Grace Period on Purchases. No annual fee. No Cash Advance or Balance Transfer fees. |
| Ongoing | 19.49%–24.49% | None | After introductory period, variable APR applies to purchases. APR varies with the market based on the Prime Rate. Credit limits up to $50,000. 25-Day Grace Period on Purchases. No annual fee. No Cash Advance or Balance Transfer fees. |
Sources (2)
All captured Oct 15, 2026
Who can join iTHINK Financial
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.