Credit union · NCUA insured
iQ Credit Union Credit Card Rates
iQ Credit Union credit card rates start at 10.74% APR. Rates checked October 15, 2026.
How iQ Credit Union’s credit card rates compare
Compared with banks and credit unions near Portland, OR-WA, where iQ Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
iQ Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Rivermark Community Credit Union
8.90%APR
- Up to
- 19.90% APR
2nd-lowest rate
Point West Credit Union
8.95%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum® Cash Back
Qualification is based on assessment of individual creditworthiness and underwriting standards. Variable APR based on WSJ Prime Rate (7.00%) plus margin. Minimum limit $500.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99%–21.99% | None | Standard variable APR on purchases after introductory period expires. |
Visa Platinum® Low Rate
Qualification is based on assessment of individual creditworthiness and underwriting standards. Variable APR based on WSJ Prime Rate (6.75%) plus margin. Minimum limit $500.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.74%–20.74% | None | Standard variable APR for purchases and cash advances after introductory period expires. |
Visa Signature® Travel
Qualification is based on assessment of individual creditworthiness and underwriting standards. Variable APR based on WSJ Prime Rate (7.00%) plus margin. Minimum limit $5,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 2.99% | None | Introductory promotional rate on purchases for the first 12 months. |
| Ongoing | 13.99%–19.99% | None | Standard variable APR for consumers for purchases and cash advances after introductory period expires. |
Visa® Secured
Requires a cash security deposit as low as $250. Minimum credit limit is $250. Qualification is based on assessment of individual creditworthiness and underwriting standards. Variable APR based on WSJ Prime Rate (7.00%) plus margin.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Standard variable APR for consumers for purchases and cash advances after introductory period expires. |
Sources (1)
- iqcu.com/credit-cards · captured Oct 15, 2026
Who can join iQ Credit Union
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