Bank · FDIC insured
Iowa State Bank CD Rates
Iowa State Bank’s best CD rate is 3.95% APY on a 15-month CD. Terms run from 7 months to 15 months. Rates checked October 16, 2026.
How Iowa State Bank’s CD rates compare
Compared with banks and credit unions in Iowa, where Iowa State Bank has the most branches. $10,000, best rate first.
This bank’s best
Iowa State Bank
3.95%APY
- Term
- 15 months
- Minimum
- $5,000
- Earns on $10,000
- $496
CDs
Top rate
First Federal Credit Union.
7.30%APY
- Term
- 3 months
- Minimum
- $5,000
- Earns on $10,000
- $198
2nd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CDs
Up to 3.95%APY · 2 terms
CDs are FDIC insured. Available terms from 3 months to 5 years. Interest is compounded annually or at maturity and can be deposited into an account monthly or quarterly. Early withdrawal will result in a penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsSpecial rate CD. $5,000 minimum balance required to open special rate CDs. Early withdrawal penalty may apply | 3.75% | $217 |
| 15 monthsSpecial rate CD. $5,000 minimum balance required to open special rate CDs. Early withdrawal penalty may apply | 3.95% | $496 |
Sources (1)
- iowastatebanks.com/personal/personal-accounts/cds-iras · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.