Credit union · NCUA insured
Intrepid Credit Union Credit Card Rates
Intrepid Credit Union credit card rates start at 12.29% APR. Rates checked October 22, 2026.
How Intrepid Credit Union’s credit card rates compare
Compared with banks and credit unions near Helena, MT, where Intrepid Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Intrepid Credit Union
– –
No ongoing APR published
Lowest rate
Vocal Credit Union
11.49%APR
2nd-lowest rate
Rocky Mountain Credit Union
11.74%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Cards
Variable APR based on the Prime Rate. Share secured credit cards available. No balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.29%–16.29% | None | 12.29%, 14.29% and 16.29% depending on credit history. Variable APR based on the Prime Rate. Applies to purchases, cash advances, and balance transfers. |
Sources (2)
All captured Oct 7, 2026
Who can join Intrepid Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live within the field of membership counties (Broadwater, Cascade, Deer Lodge, Gallatin, Jefferson, Lewis and Clark, Powell, Silver Bow, Yellowstone, Stillwater, Sweet Grass, Park, Madison, Beaverhead, Ravalli, Granite, Missoula, Lake, Flathead).
- Membership is open to individuals who work within the serviced counties.
- Membership is open to individuals who worship within the serviced counties.
Employers and groups
- Membership is open to employees, independent contractors, or self-employed persons who work regularly in the health care industry in the State of Montana.
- Membership is open to members of the Montana Dental Association.
Military, government and schools
- Membership is open to active military members or veterans who live or are stationed in the state of Montana.
1 more way to join
Family and household
- Membership is open to immediate family members (spouse, child, sibling, parent, grandparent, or grandchild, including stepparents, stepchildren, stepsiblings, and adoptive relationships) of a current member in good standing.
Cost to join
- Opening a regular share savings account requires a $20 minimum deposit to become a member.
Membership information collected October 4, 2026.