Credit union · NCUA insured
Integra First Federal Credit Union CD Rates
Integra First Federal Credit Union’s best CD rate is 3.04% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Integra First Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Marinette, WI-MI, where Integra First Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Integra First Federal Credit Union
3.04%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $1,615
Certificates
Top rate
PCM Credit Union
5.00%APY
- Term
- 8 months
- Minimum
- $500
- Earns on $10,000
- $331
2nd-highest rate
N.E.W. Credit Union
5.00%APY
- Term
- 10 months
- Minimum
- $5,000
- Earns on $10,000
- $415
Integra First Federal Credit Union CD score
67
CD score
Higher than 18% of U.S. banks and credit unions
- 3–8 months3–8 mo1.52%
- 9–15 months9–15 mo2.35%
- 16–30 months16–30 mo2.52%
- 31–60 months31–60 mo3.04%
- QualifiedQualified3.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Integra First Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.04%APY · 6 terms
Early withdrawal penalty applies. Dividends compounded monthly and paid monthly, calculated on the daily balance. Membership serves select counties in Michigan's Upper Peninsula and Northeast Wisconsin.
| Term | APY · $500 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | — | 1.52% | 1.52% | $76 |
| 12 months | 2.35% | — | 2.35% | $235 |
| 24 months | 2.52% | — | 2.52% | $510 |
| 36 months | 2.68% | — | 2.68% | $826 |
| 48 months | 2.78% | — | 2.78% | $1,159 |
| 60 months | 3.04% | — | 3.04% | $1,615 |
Sources (1)
- integrafirstfcu.com/accounts/certificates · captured Sep 18, 2026
Who can join Integra First Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, attends school, or is associated with other legal entities in Baraga, Delta, Dickinson, Houghton, Iron, Marquette, and Menominee counties in Michigan, and Brown, Calumet, Door, Florence, Forest, Kewaunee, Manitowoc, Marinette, Oconto, Outagamie, and Shawano counties in Wisconsin.
Cost to join
- Opening a Share (Savings) Account with a minimum deposit of $5 is required to join.
Membership information collected October 5, 2026.