Credit union · NCUA insured
Integra First Federal Credit Union Auto Loan Rates
Integra First Federal Credit Union auto loans start at 4.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 16, 2026.
How Integra First Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Marinette, WI-MI, where Integra First Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Integra First Federal Credit Union
4.99%APR
- Terms
- up to 72 months
- Up to
- —
Auto Loans
Lowest rate
N.E.W. Credit Union
4.25%APR
- Terms
- up to 60 months
- Up to
- —
2nd-lowest rate
Peninsula Federal Credit Union
4.85%APR
- Terms
- up to 60 months
- Up to
- 17.95% APR
Integra First Federal Credit Union auto loan score
78
Auto loan score
Higher than 47% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Integra First Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Financing available up to 100% of value. Members who set up an active checking account (defined as one with direct deposit and auto pay on the loan) can qualify for a 0.50% discount off posted rate tiers. The 0.50% discount does not apply to the 3.99% APR auto loan special running 2/1/26-3/31/26.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | New Titled Vehicles - 2024 & Newer. Monthly payment of $29.97 per $1,000 borrowed. |
| up to 48 months | 4.99% | New Titled Vehicles - 2024 & Newer. Monthly payment of $23.02 per $1,000 borrowed. |
| up to 60 months | 4.99% | New Titled Vehicles - 2024 & Newer. Monthly payment of $18.87 per $1,000 borrowed. |
| up to 72 months | 4.99% | New Titled Vehicles - 2024 & Newer. 72-month term is only available on model year 2020 or newer. Monthly payment of $16.10 per $1,000 borrowed. |
| up to 84 months | 5.59% | New Titled Vehicles - 2024 & Newer. Monthly payment of $14.41 per $1,000 borrowed. |
| up to 36 months | 5.99% | Used Titled Vehicles - 2023 - 2020. Monthly payment of $30.42 per $1,000 borrowed. |
| up to 48 months | 5.99% | Used Titled Vehicles - 2023 - 2020. Monthly payment of $23.48 per $1,000 borrowed. |
| up to 60 months | 5.99% | Used Titled Vehicles - 2023 - 2020. Monthly payment of $19.33 per $1,000 borrowed. |
| up to 72 months | 6.49% | Used Titled Vehicles - 2023 - 2020. 72-month term is only available on model year 2020 or newer. Monthly payment of $16.81 per $1,000 borrowed. |
| up to 36 months | 6.99% | Used Titled Vehicles - 2019-2018. Monthly payment of $30.87 per $1,000 borrowed. |
| up to 48 months | 6.99% | Used Titled Vehicles - 2019-2018. Monthly payment of $23.94 per $1,000 borrowed. |
| up to 60 months | 7.25% | Used Titled Vehicles - 2019-2018. Monthly payment of $19.92 per $1,000 borrowed. |
Sources (3)
All captured Oct 5, 2026
Who can join Integra First Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, attends school, or is associated with other legal entities in Baraga, Delta, Dickinson, Houghton, Iron, Marquette, and Menominee counties in Michigan, and Brown, Calumet, Door, Florence, Forest, Kewaunee, Manitowoc, Marinette, Oconto, Outagamie, and Shawano counties in Wisconsin.
Cost to join
- Opening a Share (Savings) Account with a minimum deposit of $5 is required to join.
Membership information collected October 5, 2026.